One of the main themes of this blog will not just be to make you hate insurance companies but to suspend your belief of them when you talk with them. Insurance companies could not possibly give out great deals to everyone, because then they would never make any money. Sure, you need insurance, but there are types of insurance that are a huge waste of money (we will get into those later). What you need to do is identify what you need for your insurance, and let your agents know your expectations heading in. If you find yourself believing everything your agent tells you, please remember this video. Just like with any other product, it is in your best interest to be an informed consumer when you make the decision to purchase insurance. If you don’t do so, you will either wind up woefully underinsured or grossly over-paying. Neither of those sound very good to us.